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The Home Equity Closed End or Line of Credit is a great way to put your equity to work for you. Not only can the Home Equity Loan increase your borrowing power, it may also have tax benefits. The equity in your home is figured out by taking the appraised value of your home, multiplying that figure by 80% and subtracting the first mortgage.

Home Equity Rates

Loan Typoe/Term	24-36 Months	48-60 Months	72-84 Months	96-108 Months	12-180 Months
Closed End/Fixed	6.00%	6.25%	6.50%	6.75%	7.00%

Open Line of Credit/Variable Rate

5.00% *

 

 *Adjusts to Wall Street Journal Prime Rate monthly.

Loan Rates may vary based on credit evaluation.

Rates are subject to change without prior notice.